carepay.social is an initiative by social enterprise CarePay to enable easy, personal and measurable social impact. Now everyone can support a mom-to-be by covering her healthcare costs via the MomCare Program.

Since 2018, over 20,000 mothers have been able to access healthcare through MomCare. Almost 5,000 of them are teenage mothers. So far, results have been very promising, including a 22% increase in skilled deliveries, and we continue to work hard for safer pregnancies across Kenya. In 2020, Fortune ranked CarePay and its partner Safaricom #7 on its list of world-changing companies.

We use historical costs from the MomCare program to know on average how much it costs to cover a pregnancy journey. This average cost (currently EUR 80) is what we ask you to cover when you buy (part of) a MomCare bundle. Your money is then pooled alongside all other contributors so that we can efficiently distribute the funds.

Since you cover the average costs, your contribution may be used to cover multiple moms. For example, if the pregnancy journey of the mom you're paired with costs less than average, this surplus is used to help the moms with a more expensive pregnancy journey. If the total costs for a group of moms are higher than average, CarePay will pay the additional costs to ensure all moms can complete their journey. If total costs are lower, CarePay will have some funds left over which it can for example use to cover its costs.

Pooling costs in this way ensures that all moms have their pregnancy journey covered irrespective of the complications they face while pregnant. We also hope that this risk-pooling approach helps to scale the MomCare program (and similar programs) beyond what would be possible without it and as such gives more people "the power to care".

Note: while we do our utmost to give a fair representation of the use of contributed funds, we note that healthcare cost averages, other relevant costs and fees and percentages included on this website are approximate and may change from time to time (eg because of fluctuating money exchange rates). In case of changes, we will update our website as soon as possible.

If you want any further information on how we use your contribution you are welcome to contact us on europe@carepay.com .

Around 87% of your contribution will be available to the moms-to-be in Kenya. The remaining 13% will go to CarePay and third parties for enabling the fund collection and healthcare access for the mothers. See our Meet Us page for more information on how we use your funds .

1 of 42 Is the lifetime risk of dying prematurely in childbirth in Africa while it is 1 in 11 900 in Western Europe (Unicef, 2017)

This is due to the fact that 38% of Kenyan women give birth without the presence of skilled health personnel, who are able to address complications. (DHIS, 2014)
Almost all of this complications can be prevented by following the WHO standard protocol, that is provided by the Momcare program.

There is hope.  MomCare is set up to follow the recommended WHO guidelines on antenatal care, with routine screening of healthy pregnant women without symptoms by a healthcare professional. This has proven to greatly reduce complications during pregnancy. Your contribution will support a mom-to-be in Kenya to access the care she needs and improve her chances of having a healthy baby.

After you contribute we send you a welcome message and will match you with a mother. This may take some time because the cover is arranged for mothers in groups every three months. You will receive an email when you have been matched to a mother. After that, you will continue to receive updates on the pregnancy journey of her and her baby.

We update you on the progress the mother makes in herpregnancy journey. You will for example know what the size of her growing babyis expressed in the size of familiar fruits. We use fully anonymized informationfor our reports, so you will not know her name orother information she can be identified with. This helps safeguarding the privacy of the mothers. At carepay.social we do not use information on the mothers for other purposesthan to update you on their pregnancy journeys.